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If you are taking your car on to a track for a day, then you need to check whether your insurance company will cover you for this. As the element of risk is higher when you use your car on a track, then most insurance companies won't cover you for this.

Often people don't take out additional insurance for track days, and this is fine. It isn't always necessary althouh you should check with the track. However, if you are unfortunate enouh to damage your car or someone elses car then you may be in for a costly repair bill.

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